The high demand for and consumption of vehicle type of motorcycles in Indonesia of course is a very prospective business opportunities. These opportunities also encourage financial institutions to participate in this business profitable by providing credit.
Interestingly, this service not only to purchase a new motorcycle, but they also fought in giving credit used bike.
Competition wheel motorcycles in Indonesia has been dominated by products from Japan. Later, motors products from China and Taiwan also helped to enliven and coloring competition. Even the domestic industry began to produce motorcycles interested and to meet the demand is high.
Lose incentive
To meet the demand for motorcycle loans, funding institutions to provide diverse services. But most of the service is usually adjusted or stratified by profession or institution. Like the credit for the teaching profession or the credit for civil servants (PNS).
Compared to the onslaught of credit for new motorcycles, used motorcycles credit services are not so visible. This may be due to the number of applicants is relatively small motor used. Moreover, used bike prices are not too high, so many consumers who can buy it in cash.
Nevertheless, the business used motorcycle no less dynamic with a new motor. Sales of used motorcycles that provide credit services not only do large firms. A number of individuals was not small businesses that provide credit for the purchase of used motorcycles.
Credit Time
There are some differences between used motorcycle loan with a new bike, especially with regard to price and quality of the bike. If your finances enough to buy a secondhand bike in cash it would be better. But if not, here are some tips to take credit motor used to be considered so as not to be disappointed.
* There is a service provided by the store credit is concerned, but there is also a service provided by credit institutions as a third-party financing. Therefore, select the store or financial institution that has a fairly good reputation, especially in the service motorcycle loans.
* First select the desired motorcycle. Motor former certainly far different from the new motor. Accuracy is crucial that you are not disappointed later. Ask deficiencies or weaknesses that may exist from the motor of your choice. Have sufficient guarantees to ensure its quality.
* For the amount of down payment and monthly installments, usually the store already provides a list. We recommend that you select and customize to your financial capability. Because the motor you buy is used bike, it would be better if the credit should not be too long for the flowers are not too high.
* So you should look at the amount of interest and credit system. Select a fix for the credit used motorcycles. Fix Credit means the amount fixed mortgage every month so you're not surprised with the change in the amount of bank interest rates. Moreover, if the time credit is not long, certainly not too heavy with flower fix.
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